One of the most common forms of motor vehicle accidents are rear-end collisions. Usually, liability falls upon the driver who rear-ended the other driver. This person is considered “at-fault.” No matter which side you took in the collision, you will want to follow the right protocol afterward.
EXCHANGE OF INFORMATION
The first thing you should do if you’re involved in a rear-end collision is obtain the other driver’s identification and insurance information. You should then report the accident to your insurance company, including the identity of the other driver and his or her insurance information. The at-fault party will also report the accident to his or her insurance company. Know that, even if who caused the accident is not in dispute, insurance companies may challenge how much compensation you should receive, especially if injuries were involved.
OBTAIN POLICE REPORTS
In most minor rear-end collisions, law enforcement will not be contacted, since the individuals involved will usually choose to handle the information exchange themselves. However, if law enforcement is involved, they will conduct an investigation upon arriving on the scene of the accident. After interviewing the drivers and witnesses, they will write a police report, which contains a summary of the police offer’s investigation, any insurance information, and citations for traffic violations. Police reports are especially helpful in liability disputes. Afterward, Newport Beach car accident attorney will obtain the police report.
SEEK MEDICAL TREATMENT
If you have been injured in the collision, you should seek medical attention immediately, even if the symptoms manifest days after the occurrence. By seeking medical treatment, not only are you trying to heal from your injuries, but you are also documenting the extent of your injuries, which will assist in obtaining compensation.
You should be aware that the insurance company will try to dispute your injuries. For example, an insurance company may terminate payment of your medical bills if the independent medical examiner determines that you have obtained maximum benefit from medical treatment (meaning, no matter how much more treatment you receive, you will not get any better). A Newport Beach car accident attorney will help you obtain reimbursement for any and all medical treatment related to the rear-end collision.
Don’t get cheated out of the compensation you are due. Insurance companies are businesses that profit from making money, not from giving money away. A Newport Beach car accident lawyer is here to help with not only evaluating your claim, but also recovering money for damages sustained to your vehicle and for your medical treatment. Contact Russell & Lazarus APC now at (949) 851-0222.