What Should You Do Next?
If you were hit by an uninsured or underinsured driver in Newport Beach, the first two things you should do are to seek medical attention for any injuries you sustained and call the police to report the accident. When you’re able, you will also want to contact your own insurance company to report the accident and check the details of your uninsured motorist coverage if applicable.
How to Pursue Compensation
Unfortunately, victims who are injured in accidents with uninsured, underinsured, or hit-and-run drivers often face difficult choices about how to pursue compensation. In some cases, you may be able to file a claim with your own insurance company. And, depending on your coverage, you may be eligible for compensation for your immediate medical care, future medical care, lost wages, pain and suffering, and more. If you do not have uninsured motorist coverage, it may be possible to pursue compensation from the driver who hit you. However, this process is often complicated because:
- The driver left the scene and was not identified. If the driver of the vehicle that hit you cannot be identified, has left the scene, or was driving a stolen car, it would be nearly impossible to pursue damages from the driver.
- The driver is unable to actually pay the amount you are awarded for your injuries. Often, if a driver is unable to afford appropriate insurance coverage, he or she would not have enough money to pay for your injuries, even if you do pursue legal action.
Contact an Orange County Auto Accident Attorney
If you were hit by an uninsured driver in Orange County and need help making difficult choices, an Orange County auto accident attorney with Russell & Lazarus would be happy to assist you. Please reach out to us at (855) 851-2400 to discuss what happened to you—and what happens next.